123rf Terms & Conditions — Your Rights & Responsibilities

123rf.ws (hereinafter referred to as "123rf" or the "Platform") is an online gaming and betting service. These Terms & Conditions have been drawn up in accordance with Bangladeshi law and international gaming regulations.

By registering with or using 123rf, you confirm that you have read, understood, and agreed to these Terms & Conditions in full. If you do not agree with any term, you are advised to refrain from using the platform.

• 123rf reserves the right to modify these Terms & Conditions at any time.
• Continued use of the platform after updated Terms are published will be deemed acceptance of the new Terms.
• The Bangla version of these Terms & Conditions shall be considered the authoritative text.

To open an account with 123rf, the following conditions must be met. We verify every registration and reserve the right to close accounts where false information has been provided.

• Must be at least 18 years of age
• Your full legal name, mobile number, and email address are required
• Each individual may hold only one account.
• Players are responsible for keeping their passwords secure
• Opening multiple accounts from the same device or IP address is strictly prohibited
• Opening an account under someone else's identity is strictly prohibited.

The Know Your Customer (KYC) process is an integral part of 123rf's security and legal compliance framework. Every player must complete KYC before making their first withdrawal.

Once KYC is successfully completed, no further submission is required — though re-verification may be requested in the event of unusual transactions.

Depositing at 123rf is simple and secure. Instant deposits are available via Bangladesh's popular mobile banking methods.

• Minimum Deposit: BDT 200 (bKash & Nagad)
• Maximum daily deposit: determined by payment method
• All deposits are processed in Bangladeshi Taka (BDT)
• No platform charges on deposits
• Failed deposit amounts are refunded within 72 hours

123rf always strives to ensure fast and reliable withdrawals. Withdrawal requests are processed once the following conditions are met.

• Minimum Withdrawal: ৳500 BDT
• Withdrawals cannot be processed until KYC is completed
• BKash & Nagad transfers are typically processed within 1–3 hours
• Bank transfers may take 12–24 hours to process.
• Withdrawals will be prioritised to the same method used for the deposit
• Withdrawals are not permitted until the bonus wagering requirements have been met.

123rf offers a variety of bonuses and promotions. Each bonus comes with its own terms and conditions, which should be read carefully before claiming.

• You may not claim another bonus while one is already active (unless otherwise specified).
• Any unused bonus will be automatically cancelled upon expiry.
• Accounts may be investigated on suspicion of bonus abuse
• In any bonus-related dispute, the decision of 123rf shall be final.

Every game on 123rf is supplied by internationally certified providers and verified by independent auditors. Here are the key things to know about gaming on our platform.

• All game outcomes are determined by an RNG (Random Number Generator) — ensuring no possibility of manipulation
• The RTP (Return to Player) for each game is published on the respective game page
• If a game is interrupted due to disconnection, it resumes from exactly where it left off.
• If a technical issue causes an inconclusive result, the bet is voided and the stake is refunded.
• Sports Betting wagers are settled after official results are confirmed

123rf is committed to maintaining a fair and transparent gaming environment. The following activities are strictly prohibited and may result in permanent account suspension.

• Playing games using software bots or automation tools
• Round-tripping bets to fulfil bonus wagering requirements
• Bonus abuse through multiple accounts
• Conducting transactions using another person's payment account
• Attempting hacking, phishing, or any form of cyber attack
• Money laundering or suspicious financial activity
• Colluding with other players to manipulate game outcomes

123rf takes your personal data seriously. We will never sell your information to third parties under any circumstances.

• Name, mobile number, and email — used solely for service delivery
• Payment information is secured with SSL 256-bit encryption.
• Cookies are used solely to improve the user experience
• Information may be shared when required by law; however, we will endeavour to notify you in such cases.
• For more details, visit our Privacy Policy Read

123rf believes gaming should be a source of enjoyment. That's why we provide a range of tools and features to promote responsible gaming.

• Deposit Limit: Set your own daily, weekly & monthly limits
• Cooling-Off Period: Take a break ranging from 24 hours up to 6 months
• Self-Exclusion: Option to permanently close your account
• Time Limit: Set a daily limit on how long you play
• Reality Check: You will be reminded of your gaming session duration at regular intervals

123rf may temporarily or permanently suspend an account under the circumstances listed below. You will be notified by email in such cases.

• If evidence of a Terms & Conditions violation is found
• If suspicious or fraudulent activity is detected
• If KYC information is found to be false or incomplete
• Upon order of a court or regulatory authority

Players may also close their account at any time. In such cases, the available balance may be withdrawn before closure (Terms & Conditions apply).

123rf may update these Terms & Conditions at any time. For significant changes, users will be notified via email or an in-platform notice.

• The date of any changes will always be noted on this page
• Continued use of the platform after any changes constitutes acceptance of the updated terms
• For any complaints or enquiries: support@123rf.ws
• A mediation process is used to resolve disputes